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Should You Hire a Petition Preparer?

Colorado Springs Bankruptcy Attorney

So you have made the decision to file for bankruptcy. What do you do next?

Unfortunately, some people make the mistake of choosing to work with a bankruptcy petition preparer rather than a bankruptcy attorney. They think they are saving money, but in the long run it almost always costs them more. In some cases, the petitions these services prepare are rejected by the bankruptcy court, sending the petitioner back to square one. Additionally, a bankruptcy attorney will almost always be able to find exemptions that a petition preparer will not be aware of. Therefore, even though a lawyer will cost more at the outset, a bankruptcy lawyer will help you to preserve more of your assets, and ultimately save you money.

It pays to work with an experienced bankruptcy attorney rather than a petition preparer or a debt resolution agency. An attorney can save you money, time and untold frustration. You will have the confidence of knowing that an experienced professional is doing everything possible to maximize your debt relief and allow you to retain as many of your assets as possible.

At the Law Office of Stephen H. Swift, P.C., we have been helping people obtain debt relief for over 20 years. We use this experience to help our clients get a new financial start while protecting their rights at all times.

Call 719.359.8179 or toll free at 866.893.2440, or contact us online for a free consultation.

What a Petition Preparer Can — and Can't Do

A bankruptcy petition preparer is little more than a provider of forms. They will not have the detailed knowledge of bankruptcy law an experienced bankruptcy attorney will have. This is especially critical when it comes to claiming bankruptcy exemptions for personal property. By working with a petition preparer, you may not get to keep as much property as you are entitled to keep.

Additionally, a petition preparer may not be fully knowledgeable about the strict deadlines that affect the bankruptcy process. Filing for bankruptcy just a few days earlier or later can make a huge difference in the amount of tax debts that can be discharged.

The Advantages of Hiring a Bankruptcy Attorney

A bankruptcy attorney will know these and other complex rules that govern the bankruptcy process. Working with an attorney can protect your interests and help you obtain eliminate as many debts as possible.

The Law Office of Stephen H. Swift, P.C. has the in-depth knowledge of bankruptcy law that comes only from years of practice in this field. We will work to help you obtain maximum debt relief, while allowing you to keep as many assets as possible.

Free Consultation with a Lawyer

For a free initial consultation with the Law Office of Stephen H. Swift, P.C., call 719.359.8179 or toll free at 866.893.2440, or send us an e-mail.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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