Colorado Springs Bankruptcy Lawyer
The bankruptcy laws were enacted to give a second chance to hard-working people who have built up unmanageable debts, often through no fault of their own.
The Law Office of Stephen H. Swift, P.C. is the largest bankruptcy law firm in El Paso County. We have helped thousands of people obtain debt relief through the bankruptcy system and can advise you about how a Chapter 13 or Chapter 7 bankruptcy could help you make a new financial start.
Call 719.359.8179 or toll free at 866.893.2440, or contact us online for a free consultation. We want to help you reach a stronger and more secure financial future.
Is Chapter 13 or Chapter 7 Right for You?
A Chapter 13 bankruptcy can eliminate some debts and reduce others, while allowing you to pay off your remaining debts over a three to five year period through a debt repayment plan. It can stop foreclosure, allow you to keep your home and give you the financial breathing room you need to get back on track with your finances.
Many people who think they only qualify for a Chapter 13 bankruptcy are better off filing for Chapter 7 instead. As experienced bankruptcy attorneys, we understand the rules of the system and every aspect of the bankruptcy process. We can help you make the decision that is right for you and which provides you with the best opportunity to get your life moving forward again.
Using a Chapter 13 Bankruptcy to Strip Off a Second Mortgage
Do you have a second mortgage? If the appraised value of your home is equal to or less than the total of your paid-in equity and your outstanding first mortgage, you can completely eliminate the second mortgage through a Chapter 13 bankruptcy.
Our firm has stripped off second mortgages for a number of homeowners in the Colorado Springs area. In a free consultation, an attorney at our firm can review your situation and discuss the possibility of eliminating your second mortgage.
Free Consultation with a Bankruptcy Attorney
For a free initial consultation with the Law Office of Stephen H. Swift, P.C., call 719.359.8179 or toll free at 866.893.2440, or send us an e-mail.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
